FinCEN Registered MSB

Your Gateway to Modern Payment Acceptance

VectorPay — for countertop terminals, card-present processing, verified bank payments, and instant settlement.

Our Services

VectorPay provides payment acceptance for in-person and invoiced sales, for single locations and multi-site operators.

Countertop Terminals

Purchase your terminal outright. Chip, contactless, magstripe, and mobile wallets, shipped configured to your account.

Card Present Processing

Competitive card-present rates with tip prompts, split tender, and offline store-and-forward when the network drops.

Bank Payments

Customers authorize a debit from their checking account, with ownership verified through Plaid before submission.

Merchant Portal

Batches, deposits, disputes, statements, terminal status, and user permissions in one place.

Instant Settlement

Funds reach your business account immediately, instead of the 24 to 48 hours a traditional processor takes.

Virtual Terminal & Invoicing

Take a payment over the phone or send an invoice with a secure pay link, from any browser.

Active & In Good Standing

FinCEN Registered MSB

VectorPay LLC is a FinCEN Registered Montana Money Services Business. We maintain the highest standards of operational integrity and merchant protection.

FinCEN Registered

Registered with the Financial Crimes Enforcement Network (FinCEN) as a Money Services Business.

BSA/AML Program

Customer identification, beneficial ownership collection, and sanctions screening under the Bank Secrecy Act.

Designated Compliance Officer

Paige Lunn, Compliance Officer, is responsible for our BSA/AML program.

Registration Details

MSB Registration No.
31000314930359
Company File No.
C1581254
Registration Date
November 5, 2025
Jurisdiction
State of Montana

Regulatory & Compliance

VectorPay LLC is registered with the U.S. Department of the Treasury's Financial Crimes Enforcement Network (FinCEN) as a Money Services Business (MSB).

FinCEN MSB Registration Number: 31000314930359

VectorPay LLC's FinCEN registration includes money transmission activities and reflects the company's registration under applicable federal Bank Secrecy Act requirements.

VectorPay is committed to maintaining a secure, compliant financial platform and operating in accordance with applicable federal and state laws and regulations.

Important: Services are offered only in jurisdictions where VectorPay is authorized or otherwise permitted to conduct such activities. Availability of specific products and services may vary by jurisdiction.

Get in Touch

Interested in learning more about our services? Contact us today.

Registered Address

1001 S Main St # 11903
Kalispell, MT 59901
United States

Email Us

Merchant support
support@vector-pay.com

Compliance
compliance@vector-pay.com

Ready to take payments?

Tell us what you sell and where. Decisions on complete applications are typically returned within two business days.

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